What Happens?
Every three months (January, April, July, and October), any unused funds in your trading account, after clearing all dues, are transferred to your registered bank account.

When?
The settlement is carried out as per exchange-specified dates for each quarter:

Funds are credited to your bank account on the payout day (Saturday, wherever applicable).

If Friday is a holiday, settlement will be processed as per exchange guidelines.

Example: If your trading account has an unused balance of ₹1,00,000 on the settlement date (e.g., 3rd July 2026), this amount will be transferred to your bank account on the payout day.

Monthly Settlement Process

Monthly Option:
If you have opted for monthly settlement, the same process will be carried out every month instead of quarterly.

Updates: You will receive an email with settlement details along with a statement of accounts.

Special Case: Inactive Accounts

No Trades for 30 Days: If there are no trades in your account for 30 days, the full available balance will be automatically transferred to your bank account on the applicable settlement date of the next calendar month, even if you have opted for quarterly settlement.

Resumption of Cycle: Once trading activity resumes, your selected settlement cycle (monthly or quarterly) will continue.

 This process ensures compliance with regulations, protects your funds, and keeps you informed at every step.