What are the benefits of having a NRI derivative account
As a Non-Resident Indian, you can trade futures and options (F&O) on Indian exchanges through Navia. Navia is one of the few brokers in India that offers this to NRIs.
Note: NRIs trade F&O on a non-repatriable (NRO) basis.
Benefits of trading derivatives
| Benefit | What it means for you |
|---|---|
| Hedge your portfolio | Protect your Indian holdings when the market moves against you. |
| Trade in any market | Rising, falling or flat, you can take a position that matches your view. |
| Trade the index directly | Trade Nifty, Bank Nifty and other indices through index futures and options, without buying each stock. |
| Lower upfront capital | You need only a margin, not the full contract value. This lets you take larger positions, but it also makes both profits and losses bigger. |
| Intraday or overnight | Close your trades the same day, or carry them into the next session. |
Why trade F&O with Navia
Costs you save
- Zero brokerage: You pay ₹0 per executed F&O order. Statutory charges and taxes still apply.
- No AMC: There's no annual maintenance charge.
- Lower PIS bank charges: When you trade through an NRO account, you don't need a new bank account or a PIS account. This can save you up to ₹600 per transaction.
More ways to trade
- F&O access for NRIs: Navia is one of the few brokers that offers this.
- Pro Web & EXE Terminal built for F&O: It has ready-made workspaces for scalping, expiry and index trading. You also get a smart option chain with OI and Max Pain, a multi-leg Strategy Builder, live Greeks and IV, and trading straight from the chart. Built-in risk controls show your maximum loss before you buy and let you square off everything in one tap.
- More options in NRO mode: You can do intraday, BTST (buy today, sell tomorrow) and margin trading (MTF).
- One account for all your investments: Trade equity and invest in mutual funds, IPOs and ESOPs/ESPS alongside your derivatives.
Support you can count on
- Dedicated NRI desk: You get one-to-one help by WhatsApp and phone. The desk helps with everything from opening your account to selling your holdings.
- Remittance and tax help: Get help sending funds abroad and filing your taxes.
- Easy account opening: Navia's team helps online to open NRI account.
- 40+ years of trust: Navia has been serving investors since 1983.
Good to know: NRO vs NRE
| NRO account | NRE account | |
|---|---|---|
| Source of funds | Income you earn in India (rent, dividends, pension) | Money sent from abroad |
| Sending money abroad | Non-repatriable, within limits (up to USD 1 million per financial year, subject to taxes and paperwork) | The principal and gains can be sent abroad freely |
| PIS needed? | No | Yes |
| F&O trading | ✅ Allowed | ❌ Not through this route |
Derivatives trading carries a high risk. Please read the risk disclosure documents before you trade
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